Free PTO Calculators 2026 — 26 Tools for US Employees

Accrual, payout, hours-to-days, accrual rate, prorated PTO, Excel templates, state laws (CA, NY, TX, FL), FMLA, and unlimited PTO calculators. Fast, accurate, no sign-up required. Trusted by 75,000+ US employees & HR professionals monthly.

●26 Free Tools ●US State Laws Covered ●100% Free Forever ●No Sign-Up
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26
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8
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75K+
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100%
Free Forever

About MyPtoCalculator

MyPtoCalculator provides 26 free PTO calculators for 2026 designed for US employees, HR professionals, and payroll teams. Our tools cover PTO accrual, unused PTO payout, hours-to-days conversion, accrual rate calculations, prorated PTO, Excel templates, state-specific laws (California, New York, Texas, Florida), FMLA eligibility, and unlimited PTO probability — all without any sign-up or hidden cost.

Whether you are checking how much PTO you have accrued, estimating your unused PTO payout before leaving a job, converting PTO hours to days, or comparing your employer's policy against state labor laws, our tools give you instant, accurate answers based on current US employment regulations and HR best practices.

Why Choose MyPtoCalculator?

There are dozens of PTO tracker apps and payroll sites. Here is what makes MyPtoCalculator different:

Our PTO Calculator Categories

We organize our tools into clear categories, each designed for a specific PTO question:

PTO Accrual & Balance

Calculate how much PTO you earn per pay period, week, or month based on your employer's policy. Includes tools for bi-weekly, semi-monthly, and monthly accrual schedules, plus remaining balance calculators.

PTO Hours to Days & Time Conversion

Convert PTO hours into work days (8-hour, 7.5-hour, or 10-hour schedules) and calculate your PTO time accrued, used, and remaining — in hours and days. Essential for part-time and 4-day workweek employees.

PTO Accrual Rate Calculator

Find your PTO accrual rate per hour, per pay period, and per year. Compare your rate against US averages (80–120 hours/year) and tenure tiers (3–5 years, 5–10 years, 10+ years).

Prorated PTO for New Hires

Calculate prorated PTO for mid-year hires, part-time employees, and schedule changes. Three methods: by months, by days, or by scheduled hours per week.

PTO Excel Template

Download a free PTO Excel template (CSV) and get the exact Excel formulas to track PTO accrual, usage, and payout. Works in Excel, Google Sheets, Numbers, and LibreOffice.

PTO Payout & Cashout

Estimate how much unused PTO you would receive as a payout when leaving a job, retiring, or switching employers. Includes after-tax estimates and state-specific cashout rules.

State-Specific PTO Laws

California, New York, Texas, and Florida have very different PTO payout rules. Our state-specific calculators show you exactly what your employer is legally required to pay, based on your state's labor code.

FMLA & Leave Calculators

Calculate FMLA eligibility, leave duration, and how FMLA interacts with PTO. Ideal for HR teams and employees planning medical or family leave.

Unlimited PTO Tools

Unlimited PTO sounds great on paper, but 42% of employees take LESS time off under it. Our Unlimited PTO Probability Calculator estimates realistic usage based on your role, seniority, and company culture.

Trackers & Planners

Tools for tracking used PTO, planning PTO around holidays, comparing PTO vs 401k contributions, and negotiating PTO as part of a job offer.

Popular PTO Calculators

Frequently Asked Questions

How do I calculate PTO accrual?
PTO accrual = Annual PTO hours ÷ Total work hours. Example: 80 hours/year ÷ 26 bi-weekly periods = 3.08 hours per paycheck. Use our PTO Accrual Calculator for exact numbers.
How many days is 80 hours of PTO?
80 hours of PTO equals 10 days on a standard 8-hour workday. Use our PTO Hours to Days Calculator to convert any PTO hours into days.
Do I get paid for unused PTO when leaving?
Depends on your state. CA, NY, IL require payout. TX, FL do not unless policy states otherwise. Use our State PTO Payout Checker for your state's laws.
What's unlimited PTO and how does it work?
Unlimited PTO allows time off without accrual limits, but 42% of employees take LESS time off. Use our Unlimited PTO Probability Calculator to estimate actual usage.
Is PTO payout taxable?
Yes, PTO payout is taxed as regular income (federal, state, Social Security, Medicare). Use our PTO Payout Calculator to estimate net amount after taxes.
How do you calculate prorated PTO?
Prorated PTO = (Months remaining in the year ÷ 12) × Annual PTO. For example, joining July 1 with 120 hours/year: 6 ÷ 12 × 120 = 60 hours. Use our Prorated PTO Calculator for exact numbers.
What is the Excel formula to calculate PTO accrual?
The Excel formula is =Annual_PTO/2080*Hours_Worked. For per-paycheck accrual: =Annual_PTO/26 for bi-weekly pay. Download our free PTO Excel template for a ready-made spreadsheet.
How many PTO days is normal in the USA?
The average US employee receives 10-15 PTO days per year, plus 8-11 paid holidays. Senior employees and those with 5+ years tenure often receive 20+ days.